Corporate Governance

Our Oversight Model

The governance of Afriland First Group rests on an absolute requirement for accountability, integrity, and exemplarity. As custodians of capital and of the trust granted by our third parties, our executives and directors commit to maintaining irreproachable conduct to sustainably preserve the interests of all stakeholders.

The Board of Directors: High Strategic Supervision

At the heart of our control structure, the Board of Directors exercises high strategic supervision over the banking institution. As the guarantor of the Group’s permanence, it guides development choices and ensures the comprehensive oversight of all activities.

Two Technical and Specialized Committees

To successfully execute its oversight and analysis missions, the Board of Directors relies permanently on the work of two dedicated committees:

• The Risk Committee: responsible for the continuous evaluation, framing, and monitoring of all financial and operational risks across the Group.
• The Corporate Governance and Human Resources Committee: dedicated to monitoring management structures, ensuring adherence to ethical rules, and steering the talent-management policy.

The Director’s Charter: Our Ethical Standards

The exercise of each Board member’s mandate is strictly governed by a detailed Director’s Charter. This reference document formalizes and guarantees non-negotiable regulatory and ethical obligations:

• Independence of mind and judgment when facing sector-specific challenges.
• Absolute loyalty toward the financial institution and its shareholders.
• Diligence and professional commitment in following up on strategic matters.